When you purchase a homeowner’s liability insurance policy, which is required by law if you own a house, you are probably aware that you are purchasing protections against fire, theft and other kinds of physical damage to your house. You may not be aware that you are also purchasing legal protection against lawsuits.
It’s an unhappy fact that we live in litigious times. Lawsuits abound, and even frivolous ones can be very expensive. Litigation laws are such that even if someone were to sneak over your fence at night and drown in your pool, you would still be legally liable. The same holds true for dog bites, slipping on your floor, or any other injury incurred on your property. It Full Article…
Auto insurance is very easy to find, especially now that there are more insurance companies offering different car coverage plans. The best way to start your search for the right auto insurance to purchase is by going online and using the right internet tool to help you. There are a number of benefits you can get from searching for auto insurance options online, and we are going to discuss them in this article.
For starters, you can save a lot of time and money by searching for auto insurance quotes online. Full Article…
Over 50% of today’s insurance buyers are students or young drivers, so it is not surprising at all to see insurance companies offering specialized deals and tailored insurance policies for this particular market segment. If you are a student and you want to get the best car insurance without spending too much money on insurance premiums, there are several auto insurance shopping tips for students that are easy to apply.
Instead of searching for insurance deals through brokers or agents – or by contacting insurance companies manually – you can save a lot of time and money by searching for auto insurance quotes online. Use a Full Article…
Managers and company directors have been urged by Higos Insurance Services to ensure that they have appropriate professional insurance so that their personal responsibilities and liabilities are covered.
The responsibilities of senior staff members were recently highlighted by the arrest of the Gleision Colliery Pit Manager, on suspicion of gross negligence manslaughter.
Higos Insurance Services Managing Director Ian Gosden said that company directors are now held personally responsible on an unprecedented level for actions and decisions made on behalf of the company.
Directors & Officers insurance is often used to cover the personal assets of individuals and their defence costs.
Higos has developed its offering to help company management make sure they have suitable insurance protection, including a site visit by an account executive who performs a risk assessment and offers advice.
Gosden went on to say that Directors & Officers insurance cover has evolved in recent years and its vital for every limited company.
Buying life insurance is not something that many people consider to be important. It can be difficult to justify buying life insurance because the popular notion is that you have nothing to show for your purchase. When you buy a car, then you can show people your new car. When you buy life insurance, all you can show people is a life insurance policy.
But there are several reasons why you should consider buying life insurance. It offers a level of protection that few other investments can give.
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Ontario’s insurance regulator has called a halt to marketing of a home and auto policy that was too good to be true.
A Concord businessman stands accused of committing unfair or deceptive acts and making false claims about a five-year, $7,797-policy for two cars and a home, minus a $2,000 money-back bonus for those who make no claims.
The Superintendent of Financial Services has ordered him to “immediately cease” claiming such insurance coverage has been arranged through Lloyd’s Canada.
Robert Mattacchione of Woodbridge, owner of ICC Global Group of Companies, ICC Healthnet Canada Inc. and Axc
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Online mortgages are slowly becoming the norm for many consumers in the market for a new home. Studies have been showing that almost 50% of potential home buyers are opting for online mortgages. This is due to the fact that there have for the longest time been only traditional mortgage options. As opposed to traditional home loans, online mortgages are proving to have much lower interest rates than traditional mortgage loans.
What creates such a draw to obtaining online mortgages is the speed with which one can complete his or her transaction.
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Coface has noted a deterioration in the average strength of companies in Europe and the US and has placed on negative watch, or removed positive watch from, eight developed countries.
According to the trade credit insurer, the crisis in confidence responsible for recent volatility in the financial markets has begun its spread to the real economy.
The ups and downs of the eurozone crisis and the US economic policy impasse could therefore lead to consumers and investors suspending their purchases.
Added to which, distrust towards banks, given their exposure to sovereign risk, could affect access to credit for European companies.
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