Today you can obtain a free term life insurance quote at the click of a mouse. When you get your quote from some of the finest life insurance companies doing business on the internet you may even be allowed to buy your policy there on the Internet. Life insurance, to me, is one of the greatest financial instruments ever conceived by the mind of man. Just imagine, you give a life insurance company $40.00 or $50.00 and when you die they pay to your family $50,000 to $500,000, depending on your age, your health or your occupation. It doesn’t cost you anything…get a Free term life insurance quote.Some term life insurance policies seem to last forever although today you can buy these policies for as short a term as one year.
July 18th, 2011Affordable Life Insurance With No Medical Or Physical Exam
If you are looking for affordable life insurance with no medical or physical exam required you are in the right place. Take a few minutes and let me help you get approved.
The first and foremost thing you need to think about is that these policies are issued to people who would normally qualify for life insurance. Don’t think for a moment that because you are not required to do a physical you will qualify even if your health is impaired. The fact is that it is more difficult to qualify for a non medical life insurance policy than it is for one that you had to do a medical to get.
When you do a medical for life insurance and there is some indication that your health is not perfect the company asks for a blood test or urine test, they also request an attending physicians report.
July 17th, 2011NAIC Appoints Sharon Clark to Key Committee
The National Association of Insurance Commissioners has picked Sharon Clark to be chair of the Market Regulation and Consumer Affairs Committee.
Kentucky’s insurance commissioner, Clark fills the seat held by Jan Cline, the former insurance commissioner of West Virginia. Clark currently serves on the NAIC Executive Committee is an officer for the NAIC’s Southeastern Zone, and is a member of the NAIC Audit Committee.
The D committee oversees collection of market data, market information systems, automated applications and desk audits. It also manages examinations, interrogatories, investigations and other resources for monitoring market activities, plus analysis of data relevant to market issues.
July 16th, 2011Bankers Life Increases Forget Me Not Total
Bankers Life and Casualty Company has raised $386,000 for the fight against Alzheimer’s disease through its 2011 Forget Me Not Days event, up from $338,000 in 2010.
Bankers Life, Chicago, a unit of CNO Financial Group Inc., Carmel, Ind. (NYSE:CNO), recruited about 1,000 employees, agents and other volunteers to stand on corners and collect donations.
The campaign reached 150 cities this year, up from about 130 cities in 2010.
This year, volunteers gathered about $286,000 in donations. Bankers Life contributed $100,000 in 2010 and another $100,000 this year.
Bankers Life started the annual fundraiser in 2003. P Full Article…
July 16th, 2011Buy Life Insurance Online – Buying Term Life Policy Online
People buy life insurance online more often now. It used to be that very few people did this. In some cases they simply feared exposing their credit card information online. The internet is getting safer every day. People are buying all kinds of products online now.
Why would you want to buy your policy online ? It is simply the more convenient and quickest way to get your policy. Did you know that there are carriers that allow you to actually print out your policy online. Here is how it works.
If you are between age 18 and age 65 you can buy up to $500,000 life insurance, without having to do a medical exam, online. These policies are renewable up until age 95 without evidence of insure-ability.
July 15th, 2011GAO Lists PPACA Contractors
Federal agencies have hired many think tanks and health insurers to help with implementing the Patient Protection and Affordable Care Act of 2010 (PPACA)
Analyst at the U.S. Government Accountability Office (GAO) have listed the contractors in a PPACA contracting report prepared for Congress to carry out a provision of the Department of Defense and Full-Year Continuing Appropriations Act.
The major awarders of federal PPACA contracts have been the U.S. Full Article…
July 15th, 201120 Year Or 30 Year Term Life
You buy term life insurance online because it is very convenient to do it this way. You do this because you have the opportunity to compare rates from different carriers to find the lowest rates. You can also find out if the company you choose is a good one. You can get a company’s entire history from an objective third party, the A.M. Best Company.
You also buy your term life policy online because you can look at a life insurance needs calculator and come up with a realistic amount of insurance which you will use to protect your family in case you should die too soon.
You buy term insurance online because you are part of a highly successful business partnership and you want to be assured that your family gets true value when you die.
Finding the best term life insurance policy can be a very tedious exercise. What really is the best? It is important to make a decision as to why this life insurance is needed in the first place. We then need to figure how much is needed and where we should buy this policy. To put it another way we need to decide from which company we should buy the best term life insurance policies for ourselves and our families… The fortunate thing is that the companies that I do business with have done all the sifting and research and as a result we don’t need to look at many companies in this exercise. There are about 2000 life insurance companies on the face of this earth.