The Edge introduced  a conditionally renewable disability plan in 1993 and has since made several modifications and enhancements to that policy.

The policy is underwritten by RBC Insurance and is available on a injury-only basis or it’s available with injury and illness protection. Their injury-only coverage comes without a medical and the premiums are significantly lower than that on the injury and illness plan. The latter covers disability in the event that the insurance can’t work due to an injury or an illness and is available to those age 18 to 64.

The plan is guaranteed renewable to age 70, but premiums can be adjusted at the discretion of the insurer on a class-wide basis i.e., an entire group of policy holders sharing similar characteristics would experience an increase. The plan allows the insured to choose between benefit periods of five years and to age 70 and an elimination period of zero days, 30 days or 120 days on the injury-only coverage.

For more details and pricing you can contact us at 1-866-899-4849 or visit our Disability Insurance Quotes Page.

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