Does the “term insurance or permanent insurance” debate still rage? Have people concluded which is best? It is the opinion of this author that there really is no contest. Term insurance and permanent insurance perform in different ways. They both have a death benefit that is paid to the heirs on the death of the insured. This can be paid in the form of an income or in a lump sum. You can add the waiver of premium rider to either type of insurance but that is about where the similarities cease. Term insurance or permanent…which do you prefer?The rise in popularity of term life insurance in recent years has caused the insurance industry to really look at themselves.

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If you’ve been thinking about purchasing life insurance, you’ve probably received a lot of advice from people around you regarding the specifics of buying this type of policy–or even whether you should buy it at all. There are tons of life insurance myths out there, along with some real facts thought to be untrue. Let’s

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There many things that you have to consider when you’re trying to find the right liability insurance for a small business so that you know you’re covered if anything happens. Nobody can predict if anything is going to happen from now until the end of time if so is always best to have insurance in your corner to make sure that you is covered when you are working in a small business. There many things they need think about when you’re trying to find the right liability insurance for your business so that you do not end up spending more money than you need to and to make sure you’re getting the right coverage for your business general liability insurance. Here a Full Article…

November 8th, 2010The Enduring Soft Market

With property/casualty rates in the U.S. still faltering, questions about cyclicality of the market are to be expected. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. Indeed, a new report from Dallas-based MarketScout notes that despite some moderation in the past year, the soft market has persisted for five years. “Since February 2005, rates have been cut in all areas regardless of how the data is measured,” says Richard Kerr, founder and CEO of MarketScout. “It Full Article…

November 6th, 2010Doing Good

How did the IICF get started? There was a small group of executives in early 90s that would throw a black tie dinner in San Francisco once a year, raise $50,000 or $60,000, more than half of it would go to pay for the dinner, and would disband and do it again the next year. The rotation of the annual chairman finally came to me and I thought it was about time that we expanded this to something much broader than just a dinner, and that we try and put together at least locally, and within California, something that helps promote the image of the industry and all of good things done by all of the men and women in it today.

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NEWSWEEK named its 2010 Green Rankings. Insurers are among the 500 largest publicly traded U.S. companies the media outlet included. It measured revenue, market capitalization and number of employees. Then each company was given a score based on more than 700 metrics, including greenhouse-gas emissions, water use and solid-waste disposal. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. Many insurers made the top half of the list: 27. Travelers49. MetLife64. Full Article…

There are many sites that will give you affordable term life insurance quotes online. However, if you are in the market for the best life insurance available you are in the right place.

  • Non Medical Life Insurance

When this one was first introduced it took of like a rocket. It is still going strong. This policies are non medical term policy that can be purchased online in as little as 15 minutes. You can instantly get up to $250,000 coverage if you are between age 18 and age 65. The premiums are very competitive. No medical examination is required, just a few health questions.

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Intel is leading an alliance of global corporations with billions of dollars in combined annual IT investments on cloud standards and development, the technology maker announced. Like what you see? Click here to sign up for Insurance Networking News weekly newsletter to get the latest on breaking industry news, carrier technology implementations and developing business and technology trends. The coalition of end users, dubbed the Open Data Center Alliance, will present its future hardware and software requirements to Intel in an effort toward more open and interoperable cloud and data center solutions, according to an Intel news release. As advisor and lone technology provider of the group, Intel stated that it would work with its hardware and software partners to bring together open industry standards. Full Article…