>SOME 32 MILLION uninsured people are expected to obtain medical coverage under the Patient Protection and Affordable Care Act. But according to the Congressional Budget Office, 21 million U.S. residents will remain uninsured in 2016. Because the law requires people to be covered, 4 million of them will pay fines. (Many of those who will notpay fines will be illegal immigrants, while others will be given exemptions due to poverty or religious beliefs.)
Supporters of the new health care law argue that the individual mandate is necessary to bring people into the system, and that the requirement would be ineffective without the fine, which will cost up to $695 in 2016 and rise with inflation after that. Full Article…
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For those who lose their jobs after June 1, they will no longer qualify for the COBRA health insurance federal subsidy, a new study shows that U.S. life insurance activity was flat in the month of May and Toyota vehicles have been chosen for “Top Safety Pick” by the Insurance Institute for Highway Safety.
COBRA Subsidy Comes to an End
The government has been offering workers who lost their jobs as a result of the recession a COBRA subsidy of 65 percent to help pay for the costs of this extended health insurance benefit from employers. How
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>“Doctor Choice” and “Plan Choice” Define Health Care Independence
BURLINGAME, Calif.–(BUSINESS WIRE)– An independent survey of 563 retirees who use a health insurance exchange to choose private Medicare plans revealed that 66% declared they have health care independence. When asked to define “health care independence,” retirees’ top two responses were “I can find plans that let me go to the doctors I want to see,” and “I have choices about the health care plans I buy.”
The survey was fielded June 25-July 2, the week before the Independence Day holiday, by Extend Health, Inc., which operates the largest private Medicare exchange in the country at www.ExtendHealth.com.
The questions and
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My husband wants to take out an insurance policy on himself for our family due to the fact that he is the primary source of income. We have been researching life insurance policies..what is the difference between whole and term life? My husband is 8 years older than me so he wants to make sure that myself and our children are taken care of in the event of his death.
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>June 29–TAMPA — Of all the ugly allegations against WellCare Health Plans, the ugliest may be this: scheming to remove neonatal babies and the terminally ill from its membership rolls.
On Monday, the U.S. District Court in Tampa unsealed a whistleblower lawsuit brought by former WellCare senior financial analyst Sean Hellein. He filed the suit in 2006 on behalf of himself and the U.S. government, and he is represented by the Tampa law firm of Cohen, Foster & Romine.
Hellein says he cooperated in a government investigation of Tampa-based WellCare and provided evidence of widespread deception within the company, largely designed to profit illegally from the Medicaid insurance system for low-income people.
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Anthem Blue Cross, the trade name for Blue Cross of California, is notifying about 230,000 members and applicants for insurance that a Web site used to apply for individual health insurance policies was breached.
The insurer says attorneys working on a class action lawsuit were able to access medical information and credit card and Social Security numbers, among other information, because all security mechanisms were not reinstated following an October 2009 upgrade.
An attorney representing affected individuals told the Associated Press that the information was not secure for five months.
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